National Standing Committee made two mentions of targeted RRR cuts during the month and issued more than one trillion red envelopes to support small, medium and micro

National Standing Committee made two mentions of targeted RRR cuts during the month and issued more than one trillion “red envelopes” to support small, medium and micro
The National Council of the People’s Republic of China moved out of the targeted RRR cut for the second time this month.According to CCTV reports, Premier Li Keqiang presided over an executive meeting of the State Council on March 31, in order to strengthen financial support for small and medium-sized enterprises, and determined to further implement targeted reductions to small and medium-sized banks, and then released more than one trillion “red packets” to support small and medium-sized microenterprise.The “red envelope” includes relatively new alternatives: guiding the net financing of corporate credit bonds by 1 trillion yuan more than the previous year, and promoting small and medium-sized enterprises to gradually raise 800 billion yuan in accounts receivable.Wen Bin, chief analyst of China Minsheng Bank, analyzed that credit bond financing can increase direct financing channels for enterprises. At present, market interest rates are gradually declining, and credit debt issuance interest rates will also be declining, thereby increasing the scale of direct financing of enterprises and reducing financing costs.”Account receivable financing refers to the use of account receivables for pledge financing without secured collateral. In this way, it can strengthen the credit support for small and medium-sized enterprises. It is a new structured financing.arrangement.”Financing of accounts receivable under the supply chain system can also strengthen support for upstream, downstream, small, medium and micro enterprises.”Wen Bin said.Supporting small, medium and micro enterprises, there is also a reduction in the standard of combination.”Further implement a targeted reduction of the standards for small and medium-sized banks, and guide small and medium-sized banks to obtain all funds to lend to small and medium-sized enterprises at a preferential interest rate.”The National Convention on March 31 said.Officials, the National Council of the People’s Republic of China proposed on March 11 to “emphasize the introduction of targeted reduction measures for inclusive financial services and increase the reduction of shareholding banks.”Five days later, Pratt & Whitney Financial made a targeted reduction to the floor, releasing a total of 550 billion yuan in long-term funds.In the short term, two directional RRR cuts did not exceed market expectations.After the downgrade in mid-March, many others believed that under the global interest rate cuts, the gradual follow-up of monetary policy space, coupled with the need to further reduce the financing cost of the real economy, downgrade is one of the policies that can be adopted.In addition, last week the Politburo meeting expanded the fiscal deficit ratio and issued special government bonds and other policy packages. The Guoxin macro team said that based on historical experience, the issuance of large amounts of local debt and special government bonds requires a loose liquidity environment, and the RRR cut is still expected.It was originally expected that April would be a window period for a new round of RRR cuts.In order to “loan small and medium-sized enterprises with preferential interest rates”, interest rate cuts will be accompanied by interest rate cuts.The Air Force restarted the reverse repurchase after 29 trading days in a day of combat, netted 50 billion yuan, and rarely cut interest rates by 20 basis points at a time.Analysts at CITIC Securities clearly believe that the downward pressure on the economy in the first quarter of the country has led to the gradual strengthening of policy coordination at the G20 meeting. It is expected that the interest rate for MLF (medium-term lending facility) operation and LPR (quote rate for loan market) will be synchronized in 4 monthsDowngrade.The National Convention on March 31 also proposed to increase the re-discount limit of small and medium-sized banks by 1 trillion, and expand the credit coverage of agriculture-related, foreign trade, and industries heavily affected by the epidemic.In late February, the Air Force has set up a 500 billion refinancing and re-discounting quota. At that time, the deputy governor Liu Guoqiang said, “If not enough, consider increasing the quota.”He also stated that the interest rate for small and medium-sized banks to obtain re-loans from the transition is 2.5%, let small and medium banks add 50 basis points according to LPR, which is 4.Small and medium-sized banks should be motivated to lend to enterprises with a loan rate of 55%.The National Council ‘s proposal to “support financial institutions to issue US $ 300 billion in small and micro financial bonds for the issuance of small and micro loans” also has a foreshadowing. Last year, lawmakers proposed to support financial institutions to issue small and micro enterprise financial bonds and raise the funds raised.All used for financing small and micro enterprises.Sauna, Ye Wang Cheng Weimiao Editor Zhao Ze proofreading Zhang Yanjun

National football selection team arrives in South Korea for closed training

National football selection team arrives in South Korea for closed training
The team announced the list of 23 players.Photo / China Football Team Official Wei 2019 East Asia Cup will start tomorrow, and all members of the national football selection team flew from Shanghai to Busan, South Korea yesterday morning.On the afternoon of the same day, the team conducted the first training class after arrival in the Busan Sports Park, and the training process was completely closed.Since the first training session in Wuhan in November, the team has always remained mysterious, and only one training session was open to the media during this period.The same is true for the training in Shanghai before leaving Korea. Only the morning of the 4th was open to the media for 15 minutes.From the perspective of the team’s closure, Li Tie’s pressure factors.Since officially becoming the coach of this national football selection team at the end of October, Li Tie has led the team’s training time for a total of half a month. During his time in Wuhan, he will also take care of the coaching work of Zhuozhuo Club.In addition to the pressure brought about by the work itself, it is the embarrassment of “teaching out the nameless”.While Lippi was still there, the selection team was not an official national football team and naturally could not be called into the strongest player in the country. Li Tie had been training with more than 20 “marginal internationals”.With Lippi “off the class”, the team gradually turned to the right, and personnel were also added.Judging from the list of 23 people announced on the evening of the 7th, Li Tie selectively recruited Ji Xiang, Yang Fan, Zhang Xizhe, Murehe Tijiang Mozappa, Wei Shihao and others to participate in the Top 40Players, but the basic framework of the team is still all previous training players.Liu Dianzuo, Cao Yunding, Wang Ziming, Tan Long and others in the list are all outstanding players in this year’s league.This session of the East Asian Cup is an opportunity for these “marginal internationals” to show themselves, and may provide a broader selection idea for the future national football coach.

Black Monday US stocks melted for the second time, can it bottom out on Tuesday?

“Black Monday” US stocks melted for the second time, can it bottom out on Tuesday?
Affected by the global spread of the new crown epidemic, US stocks fell more than 10% in a week from February 24 to 28, 2020.During the seventy years of terrorism, there have been only four single-week declines of more than 10%. They were Black Monday in 1987, the bursting of the Kewang bubble in 2000, the “9.11” incident in 2001 and the financial crisis in 2008.On March 9, the price of crude oil plummeted, and the three major US stock indexes began to plunge. Among them, the Dow fell nearly 1,900 points, triggering a fuse mechanism and temporarily suspended for 15 minutes. This is the first time since the 2008 financial crisis.In the 32 years since the implementation of the fuse mechanism in the US stock market, it has actually only triggered a fuse once: on October 27, 1997, the Dow Jones Industrial Index plunged by 7.18%, closed at 7161.15 points, the largest decline since 1915.As one of the oldest stock market indexes in the world, the Dow Jones Industrial Index has a history of 136 years. Sauna.com has sorted out the reasons why the Dow Jones Industrial Index has fallen sharply in the past 40 years, to see the ups and downs of the US stock market and world economy for 40 years.

2015 NBA Finals 1 fourth quarter situation: Curry was blocked and Zhan Huang lost the ball

2015 NBA Finals 1 fourth quarter situation: Curry was blocked and Zhan Huang lost the ball
The Warriors ushered in the first game of the Cavaliers Finals at home.In the fourth quarter, the two sides confronted each other fiercely. Curry missed the opportunity for a layup in the last 26 seconds and was blocked by Owen. James, who scored 42 points in the fourth quarter, also missed the chance of lore.The two sides entered the overtime period with 98 draws. The sixth time in the history of the finals, there was an overtime situation in the first game.Curry’s key layup was scored by Iguodala in the early part of the end of the quarter, and the Warriors surpassed 80-77 after Speights scored in the middle.James only returned to the court with a 3-minute break off the court, and he quickly led the Cavaliers to form a 9-2 offensive after scoring 3 goals. The Cavaliers led 86-82 in the last half.Iguodala and Klay Thompson scored three consecutive points. James continued to score points and sent assists. After Irving shot into the long shot, Mozgov made a slam dunk.  With 3 minutes and a half remaining in the final quarter, Curry put in the ball and the Warriors overtake 94-93.After James missed the attack, Clay Thompson made an Irving foul and made 2 free throws. The Warriors led 96-93.James scored a long shot to tie the score.Mozgov turned around the basket and scored a strong goal but was found to be illegal. Curry jumper helped the Warriors lead.  James’ subsequent pass helped Mozgov to create a Bogut foul with a strong deduction. Mozgov made two free throws to tie again.In the final quarter, with 26 seconds left, Curry won the layup, but was blocked by Owen.The Cavaliers had a chance to kill, but James missed the shot and Champpert missed a supplementary shot in the air. The two sides entered 98 overtime.(Sky fire)

Yao Ming finalized the Arab League to continue to fight for the country

Yao Ming finalized the Arab League to continue to fight for the country
Yao Ming introduced the Chinese men’s and women’s basketball preparation plans.Network screenshot Yao Ming, chairman of the Chinese Basketball Association, accepted Bai Yansong’s connection last night and introduced the preparation plan of the Chinese men’s and women’s basketball teams for the next year. He personally confirmed that Yi Jianlian will continue to represent the national team. The women’s basketball national team plans to conduct a training match with the club team toThis prepares for the Tokyo Olympics.The United Arab Emirates is still wearing the national team’s jersey. The Tokyo Olympics were postponed, and the men’s basketball Olympic loss was also replaced until June next year. Yao Ming said that this change will be fair to all teams.The following year, the Chinese men’s basketball team will face the new and old changes, the important thing is how to make a good plan for the team to give full play to the level.”Anyway, this is an opportunity to enter the Olympics. Although it is said that our strength is different from many of the world’s best teams, our expectations for the future must still be reflected in this arena.”Yao Ming introduced that the Chinese men’s basketball team will not conduct training in the short term, but according to the calendar, the CBA League will have an Asian Cup window period in November this year. The specific situation will be subject to the schedule time if possible, and organize the national team training.Asked if he could still see Yi Jianlian in the international arena, Yao Ming called the clear answer, “We are always preparing a list of almost 20 people and nearly 30 people for the national team training.He said, “Here basically includes the best players in all positions in our men’s and women’s basketball leagues, and of course includes the familiar Yi Jianlian.”Yao Ming also pointed out that in the coming year, he will discover and cultivate more talented new forces to strengthen the national team’s ability to resist risks.”Yi Jianlian will continue to fight on behalf of the national team.Sauna, Yejiang Wujiang She Women’s Basketball Team and Club Training Chinese Women’s Basketball Team will receive tickets for the Tokyo Olympics in Serbia in February of this year. In the face of major changes that were determined to lose their home advantage less than a month before the game, the women’s basketball team held upStress to complete the task.After nearly two months of training after returning to China, the Chinese women’s basketball team announced a holiday before the “May Day”.According to the preparations for the Olympic Games, Yao Ming revealed that due to the inconvenience of international travel, the girls will mainly take root in the country, “organizing our domestic excellent clubs, including some interested clubs, to do some small-scale training games.”Yao Ming said that he will conduct overall planning for domestic travel and venue facilities based on expected development.The firm youth training for the Pyramid base “stops” in the league and the extension of the national team training. In mid-April, the Chinese Basketball Association provided a reward of 2.44 million yuan for the top 25 talent training bases.Representative Yao Ming released the signal that “Chinese basketball is rooted in youth training”. “Professional leagues or national teams are inseparable from the efforts of youth training institutions and sports schools, including coaches from social institutions.The roots of the big basketball tree carry nutrients.”The impact of sports on the environment has made Yao Ming realize that the entire sports industry is inseparable from the development of the entire society, and he is also determined to” make the middle and lower layers of the Chinese basketball pyramid. “In his view, the “spires” of the national team and professional leagues, which are generally concerned by the outside world, are indeed important. “But the entire sports industry is inseparable from the social operating mechanism, which supports the entire pyramid below the waist.Only by tying the land closer to society and tapping the potential of society can our sports breakthrough potential move forward.”Sauna, Ye Wang editor Liu Xihuang proofread Liu Jun

Fang Shuo, Zhai Xiaochuan look forward to fighting side by side with Jeremy Lin in the new season

Fang Shuo, Zhai Xiaochuan look forward to fighting side by side with Jeremy Lin in the new season
Jeremy Lin was interviewed after the training.Sauna, night net Li Kaixiang photo of Beijing Shougang Men’s Basketball After today’s public training session, the new captain Zhai Xiaochuan and national defender Fang Shuo both expressed their hope to fight alongside Jeremy Lin in the new season for better results.Fang Shuo has some minor injuries recently, the team did not let him play in the preseason for the purpose of protecting the players.However, he participated in the whole training today and was in the same group as Jeremy Lin.The new season, the two are expected to prop up the Shougang men’s basketball guard line.The relationship between Fang Shuo and Fang Shuo is defined as “helping each other and promoting mutual benefit”.”He (Je Lin) is eager to integrate into the team, hoping to bring help to the team and teammates on the court.If he does not do well, he will ask his teammates, which is also a very good aspect of him.The league is about to start. His spirit will bring a chemical reaction to the team and help the team get better and better.”Zhai Xiaochuan is in training.Sauna, Ye Kai photo by Li Kaixiang Zhai Xiaochuan and Jeremy Lin were good friends before they became teammates, and they were added as captains to help Jeremy Lin familiar with the team.”Judging from the feeling of the game and the training situation, he (Ji Lin Lin) has integrated very quickly and slowly found a tacit understanding in his cooperation.”Jeremy Lin is in training.Sauna, Ye Kai Li Kaixiang, Lin Shuhao once posted a short video on social media, calling himself and Zhai Xiaochuan and Fang Shuo “Shougang BOYS”. The three of them are also the most popular players on the team.”I have played with Fang Shuo for many years and know each other very well; Brother Hao is also a top player and can give players a lot of help. I am looking forward to playing together in the official CBA game,” Zhai Xiaochuan said, “This year we will come up with moreTreat every training class, every game, and face every opponent.Fang Shuo also hoped that with Jeremy Lin’s arrival and the team’s reserve of three foreign aids, he would go all out to achieve good results.

Lippi, China’s latest 25-man roster, leads his team against Qatar on the 15th

Lippi, China’s latest 25-man roster, leads his team against Qatar on the 15th
The Chinese Football Association announced the latest national football training list, which is the first national football roster under Lippi.The national football team will usher in the top 12 match against Qatar in Kunming on November 15.  Lippi list is as follows: Guangzhou Evergrande: Feng Xiaoting, Mei Fang, Zhang Linpeng, Huang Bowen, Zheng Zhi, Gao Lin, Li Xuepeng Jiangsu Suning: Li Ang, Wu Xi Shanghai Shanggang: Wu Lei, Yu Hai, Cai Huikang, Yan Junling, Fu Huan Shandong Luneng:Hao Junmin, Zhao Mingjian, Wang Dalei Beijing Guoan: Yu Dabao, Zhang Xizhe, Zhang Chengdong, Yang Zhi Shanghai Shenhua: Cao Yunding Guangzhou R&F: Jiang Zhipeng Tianjin Quanjian: Sun Kehejia Waiters: Zhang Yuning Extended Reading: National Football World Championships Preliminaries Top 12 Schedule Timetable

Li Ronghao adapted The Mood for Love theme song to change the rhythm and blues, pay tribute to the classics

Li Ronghao adapted “The Mood for Love” theme song to change the rhythm and blues, pay tribute to the classics
At 0:00 on May 23, Li Ronghao ‘s sixth single album “The Mood for Love” was officially released. The song was composed and composed by Chen Shanni, and Li Ronghao re-arranged the original song.”The theme song of the same name.The single cover Li Ronghao paid tribute to the classics, but also carried out a self-styled treatment.Compared with the large-scale string music of the original theme song created by Chen Shanni in “The Mood for Love”, Li Ronghao replaced it with an electric guitar and a light rock drum.Especially the addition of percussion music is more attractive to the new generation of fans.In the first moment of the release of the main single “The Mood for Love”, Li Ronghao wrote on his Weibo, “I am addicted to this song for more than ten years, adapted it to the R & B version, and played some small and large switches.”Still Life”.The movie “The Mood for Love” is a love film directed by Wang Jiawei and starring Liang Chaowei and Zhang Manyu. The theme song in the film is gentle and sentimental.The adaptation of Li Ronghao this time is also to get back the touch when I first watched the movie and pay tribute to the classics.Sauna, Night Net Liu Zhen Editor Wu Longzhen Proofreading Liu Jun

Dismantling Zhongan Annual Report: Premiums are increasing rapidly, reducing the background behind narrowing

Dismantling Zhongan Annual Report: Premiums are increasing rapidly, reducing the “background” behind narrowing
The total premium for 2019 will increase by 30% annually to 146.At 29.6 billion, net profit narrowed by 74% and recorded 4.5.4 billion US dollars, this is the data disclosed by Zhongan’s first annual report after “changing the general”.The premium growth rate was about 89% in 2018, and Zhongan ‘s premium growth rate has improved.In the two trading days after the annual report was released on March 23, ZhongAn is expected to grow by 4 respectively.72%, 4.51%, Nomura, China Merchants International Securities, etc. raised Zhongan to buy rating.Since entering 2020, ZhongAn has experienced two rounds of continuous ups and downs.Adhering to the “rejuvenation”, expanding narrowing, and slowing down the growth rate of premiums, what is the “background” of ZhongAn, China’s first Internet insurance company?  Consumer finance is “fading” and two major business segments are supporting the rise in total premiumsNew types of insurance companies quickly became famous through shareholder advantages. “Return freight insurance” was the “knock brick” that initially opened the market.Today, this “brick” belongs to the ecological segment of consumer life.The other four major business sectors are juxtaposed, namely health, consumer finance, auto, consumer life and air travel.  Chen Jing, the former general manager of Zhongan, said in an exclusive interview with Sauna Nightnet in 2016, “In the early days of Zhongan, with the support of shareholders, we tried to return freight insurance in Taobao ecology, which opened a fast path for early exploration.Caused us to take a lot of detours.This is also an important reason why ZhongAn can grow rapidly.”We continue to provide risk protection for returns, product quality, logistics, after-sales service, merchant deposits and other risk protection for China’s mainstream e-commerce platforms (Taobao and Tmall, etc.), as an alternative to the market.”Zhongan said in its 2019 annual report that about 4 users of life-consumption ecological services are insured in 2019.4 billion, policy per capita 16.5 tickets, total premium 37 at the current period.29.4 billion, an annual increase of 130.8%.In the five major ecology, 130.8% is the largest premium increase.  In 2018, Zhong’an Life Consumer Ecosystem once faced a business scope, and the total premium dropped by 9 in that year.6%, not even the location of the largest source of premiums.At that time, the strongest increase was the consumer finance ecology.Through the provision of credit guarantee insurance and other products, the total premiums achieved by this sector accounted for 31%, surpassing the three major ecology of life consumption, travel and health in one fell swoop, and became the sector with the largest contribution of premiums. The premium exceeded the growth rate by 241%.Regarding the reduction of life consumption ecological premiums at that time, Zhong An explained that it was mainly because we actively reduced the underwriting quality replacement business in the digital business, and in addition, our share in the e-commerce ecosystem also decreased slightly.  This situation changed quietly the following year.The industry’s strict supervision and reform is strong, and the total premium of the consumer financial ecosystem has been replaced to 21%, and the premium substitution has been included in 12.2%.Zhongan also admitted in its annual report, “In 2019, in the face of downward pressure from the macro economy, a tighter regulatory environment and rising risks in the consumer finance industry, we proactively tightened risk control standards, strictly monitored asset risk performance, and simultaneously conducted businessThe scale, especially when working with Internet financial platforms, has greatly improved the entry level.The contraction of the consumer finance ecological business, which supports the rapid growth of Zhongan’s premiums, in addition to the consumer life ecology, there is another well-known sector-health ecology, which covers the “unlimited e-life” of medical insurance called “national medical insurance”.ZhongAn Health Ecosystem achieved a total premium of 48 last year.6.0 billion, an increase of 67 from the previous year.6%, corresponding to 33% of total premiums.  Throughout 2019, ZhongAn’s other two major eco-cars, the total premium of air travel started to account for 9%, and the corresponding premium increased by 10 each year.0% and -10.8%.  In the past few years, after the spread of major ecosystems, the scale of Zhongan premiums has increased year by year.In 2018, ZhongAn’s total premiums increased by 89% each year, and it became one of the 10 billion premium property and casualty insurance company clubs.Thanks to the support of the two famous business segments, Zhong An also achieved a total premium increase of up to 30% in 2019.Although the growth rate index dropped significantly in 2018, ZhongAn’s ranking in the national property and casualty insurance market has risen another place, temporarily ranking 11th.  Regarding the development planning of the five major sectors, on March 23, Jiang Xing, general manager and CEO of Zhongan, revealed in an interview with the media such as Sauna.com that Zhongan ‘s focus on the development of the five major ecological developments will not change, only the development path at different stages, The trend is different.In the future, the insurance business will continue to be developed around the five major ecosystems to provide users with comprehensive protection.However, health, consumer finance and automobiles are ecosystems that need to be more actively developed, because in these ecosystems Zhongan’s value chain has been extended, and ultimately a more balanced and diversified business structure will be realized.  ”In the actual development process, we will also consider the impact of the macroeconomic and policy environment, because risk has always been the most critical consideration in our business.Jiang Xing said.  The comprehensive cost rate has been falling for two years in a row. It is hoped that underwriting profit and loss in 2020 will be a big mountain for the invasion of small and medium-sized property insurance companies. Zhongan is no exception.  In fact, soon after its establishment, ZhongAn Insurance achieved profitability.From 2014 to 2016, ZhongAn Insurance’s net profit was approximately 3698 respectively.10,000 yuan, 4425.70,000 yuan, 937.20,000 yuan.However, ZhongAn Insurance appeared in 20179.The forecast of 9.6 billion US dollars will gradually increase to 17 in 2018.9.7 billion yuan.For the reasons for the growth of performance in 2018, ZhongAn attributed it to the increase in underwriting supplements, the decrease in total investment income and the expansion and expansion of technology export business.  In the 2019 performance report, these indicators have improved.The report shows that benefiting from the outstanding performance of the A-share market, Zhongan’s total investment return rate reached 9.3%, achieve 18.15.5 billion investment income.Improvement, due to the optimization of business structure and the improvement of operational efficiency, Zhongan ‘s comprehensive cost rate has been increased from 120 in 2018.9% improved to 113 in 2019.3%, underwriting expectations for 2019 narrowed to 16.98.8 billion.Ranked underwriting expectations for 2018 18.35.4 billion, a loss reduction of 1.36.6 billion, narrowed by 7 per year.4%.The technology export business will achieve operating income in 20192.69.7 billion, an increase of 139 in ten years9%, with a net profit of 3.34.3 billion, a loss reduction of 1 a year.7%.  The comprehensive cost rate is an indicator that reflects the cost of underwriting business of an insurance company, and is equal to the sum of the loss ratio and the expense ratio.In a simple sense, the comprehensive cost rate of insurance companies is less than 100%, which means that the underwriting business is profitable.On the contrary, underwriting commitments can only rely on investment income to feed back profits.  The reporter found out that through the optimization of business structure and the improvement of operational efficiency, Zhongan’s comprehensive cost rate continued to decline.In 2017, ZhongAn’s comprehensive cost rate increased from 104 in the previous year.7% rose to 133.1%.In 2018 and 2019, this indicator replaced 120 respectively.9% and 113.3%.  In an interview with reporters on March 23, Deng Ruimin, deputy general manager of Zhongan, said, “In 2019, we will be profitable in the insurance business, because our investment income is more than 1.8 billion, and underwriting may be 16 billion.”On the basis of the improvement of the above factors, in 2019, Zhongan obtained the net interest rate attributable to shareholders of the parent company.$ 54.1 billion, with a net profit of 17 in 2018.439 trillion US dollars, narrowed by 74% in real terms.  ”I hope that underwriting will be even in 2020, which is also the most important goal, and I am very confident about it.”Deng Ruimin said.  With a “good card” in one hand, what can we expect in the future?  The day after the publication of the annual report, the virtual bank initiated by ZhongAn in Hong Kong officially opened.  On March 24, Zhong An Bank Limited (ZA Bank) formally provided services to all Hong Kong citizens and became the first virtual bank to officially open in Hong Kong.At the same time, ZA Bank launched the current deposit product “ZA Current Go” and released the “30-minute loan commitment”.  According to ZA Bank, from the applicant submitting complete loan application data and documents to obtaining the approval result, the whole process can be completed within 30 minutes.If the waiting time of the applicant exceeds 30 minutes, ZA Bank will give 10 redeemed cash per minute according to the additional waiting time. The cash rebate will be converted until ZA Bank provides the final approval result, up to HKD500.  ZA Bank’s generosity also heralds Zhongan’s awareness of this scarce bank license.Jiang Xing revealed to reporters that the current management team and employee structure of ZA Bank is similar to ZhongAn Insurance. In addition to the core positions, personnel, systems and processes that need to match regulatory requirements, there are also technical personnel who operate technical scenarios for APP development.At present, Zhongan Insurance’s technology personnel account for 49%, and the proportion of technology product operation personnel in virtual banks is also very high, which is also different from traditional banks.  With the advent of ZA Bank, ZhongAn’s financial technology landscape has further developed.According to the disclosure, in addition to the Internet property insurance license and the virtual bank license, ZhongAn also obtained the Internet hospital license in July 2019, and the health insurance ecosystem of “insurance + medical” is more complete.In 2017, Zhongan Small Loan was established in Dazu District, Chongqing. This Internet small loan license also attracted China Telecom ‘s refusal to invest 2 last year.100 million yuan in shares.  Where will the “good card” Zhongan go?Zhongan Chairman Ou Yaping outlined Zhongan ‘s ecological vision in his annual report: We have launched a big blueprint around big health, big finance, and big consumption to create a closed loop of high-quality insurance services.  Sauna, Ye Pang, editor of Chen Peng, Sun Yong proofreading

Yang Fan, the former Junior B player, re-entered the national football, Lippi valued his qualities

Yang Fan, the former Junior B player, re-entered the national football, Lippi valued his qualities
The national football team is currently preparing for the top 40 against Syria in Guangzhou.Before the training started this evening, Yang Fan, the TEDA teenager who was selected for the second time in the national football team, was interviewed.”I am very happy to be selected in the national team again. This time the opportunity is very rare. National honor is above all else. We must work hard for national honor and get good results.”Yang Fan said that when he received the notice, he thought he was going to select the team. It wasn’t until the Chinese Football Association announced the list that he found Lippi’s favor again.”In August of this year, Yang Fan was selected for the first time in the national football team, and participated in the Xianghe training together with 34 other internationals.On that farewell, Lippi once told Yang Fan to return to the club, to practice hard, so that he can be selected for the national team again.Young fan Yang Fan was interviewed.Figure / Sports joined China National Jiangsu Jiangsu Yancheng in 2016, transferred to Super League Tianjin TEDA in 2018 and settled in the main position, and was selected for the national football team for the first time in 2019. The younger than 23 years old has completed time and time again in 3 yearsOnce transformed.According to statistics, Yang Fan has made 23 appearances in the Chinese Super League so far this season, with an average running distance of 8546 meters, a total of 62 steals, and the data ranks high in the local defender.More importantly, Yang Fan can adapt to the three central defenders and five guards in the club. This is something that many local young central defenders do not have, and Lippi also values it.Once again selected for the national football, Yang Fan admitted that his mentality is more mature, “on the court will also be more focused, and the ability to resist interference has improved.At first, it was simply that the newborn calf was not afraid of tigers, but now he has gradually learned to increase self-confidence in the game.”Unsurprisingly, Yang Fan will follow the team to Dubai, UAE to play for the Syrian team.For his first international competition, Yang Fan looked forward to it again, “It may be nervous to play for the first time on behalf of the national team, but I believe the big brother will help me overcome it.If I can play, I hope to show the characteristics of defense hardness and defense awareness.”